February Newsletter

Hello February

Fun Facts about February

February is the shortest month of the year (even in leap years, when it has 29 days instead of 28), but there’s no shortage of interesting facts about it. From weird holidays to astronomical oddities, this month has a bit of everything.

So with a nod to what February is perhaps best known for-Valentine’s Day on Feb. 14-here are 14 things we bet you didn’t know about the second month of the year.

  1. February (do you see that extra “r”?) is one of the most frequently misspelled words in the English language. In 2015, even the White House press office got it wrong-several times over the course of the month.
  2. For more than 40 years, February has been Black History Month. The precursor to Black History Month, however, is a lot older. Black leaders in 1926 dedicated the second week in February to the recognizing the history of African-Americans-a week chosen to coincide with the birthdays of Abraham Lincoln (Feb. 12) and Frederick Douglass (Feb. 14).
  3. It’s the month for a lot of other causes, too. February also marks American Heart Month, along with some other “months” you might not recognize: Canned Food Month, Grapefruit Month, Hot Breakfast Month, and our favorite, Return Shopping Carts to the Supermarket Month.
  4. February got its start as a spring-cleaning festival. Well, kind of. It’s named after one: “Februa” was an early Roman festival and cleansing ritual held on Feb. 15.
  5. It’s the only month that can pass without having a full moon. That doesn’t mean February never has a full moon-it usually does, as a matter of fact. The last time it didn’t was 2018.
  6. Groundhog Day-Feb. 2-is based on a German superstition. In Germany, though, it’s not a groundhog that forecasts either an early spring or a longer winter: It’s a badger.
  7. Febuary is the only month that gets longer every four years. Sure, everybody knows about leap years, and most know why we have them. But did you know that every so often, we need a “leap second,” too? This is typically added to Coordinated Universal Time in June or December, because of irregularities in our planet’s rotation.
  8. The odds of being born on Feb. 29 are about 1 in 1,461. If you’re born on a leap day, you’re typically known as a “leaper” or “leapling.” And depending on where you live, Feb. 28 or March 1 is considered your birthday in non-leap years.
  9. We misspelled “February” in item No. 7. Did you catch it?
  10. Valentine’s Day did not start on a romantic note. According to historians, the day now synonymous with “love” probably began as a pagan fertility festival in ancient Rome.
  11. And maybe it’s more commercial than romantic now, anyway. It’s estimated that Americans spend more than $18 billion on gifts, chocolate and more for Valentine’s Day.
  12. Valentine’s Day isn’t just about humans, either. Almost 9 million people in the U.S. buy their dogs gifts or cards for Valentine’s Day.
  13. The first Sunday in February is Super Bowl Sunday (at least for the foreseeable future). It wasn’t always that way-until 2001, the game was played in January. But we’d say that’s a pretty good way to kick off a month.
  14. Speaking of that, February is National Snack Food Month as well. Way before the Super Bowl took over the first weekend of February, the month was pretty slow for snack sales-and National Snack Food Month was born. We’re guessing sales are up a little bit now.
Anna with Banjo

Meet Banjo

Did you know that February 20th is Love Your Pet Day?  We at Apollo Insurance Services really love our pets and we thought in honor of this day, we would highlight one of our furry friends, Banjo, who belongs to Anna Franks.

Banjo is a 3 year old cockapoo which is a cocker spaniel and mini poodle mix. They are a hypo-allergenic bred and don’t shed. Banjo was born in Ohio in the Amish country. When he was born he was a chocolate brown but every year he turns lighter and lighter.

Banjo goes from 0 to 100 about as quickly as a Ferrari, he loves to play fetch, take long walks on the beach and co-pilot during car rides by sitting in the middle console.  He also loves to grab things he’s not supposed to have to play “keep away” and Anna has to chase him around the house. His breed is nicknamed the clown breed so that explains a lot.

Besides being Anna’s best friend, Banjo is very snuggly and even loves to cuddle with family and friends. Banjo wants everyone to make sure that you love your pets every day and buy them lots of treats!

Anna has pet insurance in case Banjo gets hurt or sick, because love can’t pay the bills. You may want to consider it for your furry friend.  Click here for more information.

car driving in water

Driving Safely in the Rain

The U.S. Department of Transportation reports that more than 20 percent of accidents in the country are caused by poor weather conditions. And over 400,000 people, on average, are injured in weather-related crashes each year. Specific weather conditions require specific responses. In California, during the month of February, you’re most likely to find yourself caught driving in rain.

With wet streets, the chances that your vehicle hydroplanes are pretty good. It doesn’t take a lot of water or high speed to cause your car to hydroplane. In fact, your tires can lose contact with the road when driving 35 mph in as little as one-tenth of an inch of water.

Hydroplaning feels like your vehicle is floating or going in a direction that you can’t control. If you have ever experienced hydroplaning while driving, you know it can be a scary situation because you have little control over your vehicle.
Safety tips for driving in rain include turning on your car’s running lights. If the rain is heavy, turn on your low beams. This will increase the chances that you will be seen by other drivers, pedestrians, and cyclists.

During wet weather, road surfaces are most slippery immediately after the rain begins to fall. This is because the oil and grease on the wet pavement have not yet been washed away. Driving on a road covered with oil and water can be like driving on ice. You should turn off your cruise control, reduce your speed, use extra caution and allow twice the normal following distance. You can prevent skids by driving slowly, especially on curves.

Follow these additional safe driving tips when driving in rain:
•             Steer and brake with a light touch.
•             When you need to stop or slow, do not brake hard or lock the wheels and risk a skid. Maintain mild pressure on the brake pedal

If you do find yourself in a skid:
•             Remain calm,
•             Ease your foot off the gas, apply the brakes, and
•             Steer in the direction you want the front of the car to go. This is called “steering into the skid”.

Your friends at Apollo Insurance Services hope you have safe travels!

Happy Valentine's Day

We here at Apollo Insurance Services love our customers. Thank you for giving us the opportunity to protect what’s essential in your life. We hope you enjoy the day of love with someone you love doing what you love most.

July Newsletter

Anna Franks

Staff Spotlight – Anna Franks

Meet Anna Franks! She’s our new Business Development Consultant who will be representing Apollo Insurance Services and spreading the word about the importance of getting an insurance checkup. Anna previously worked for Liberty Mutual as an insurance consultant and has extensive knowledge in property and casualty insurance.

In her spare time, Anna is busy planning a destination wedding in Greece in 2021, enjoys time with her fiance’ Nick and their adorable dog, Banjo. Nick & Anna live at the beach and enjoy walking, bike-riding and golfing.

We know that her insurance background plus her warm and friendly personality is a winning combination for our team.  We hope you’ll have the pleasure of speaking with Anna or watching one of our videos that features her on our Facebook or Instagram pages.

woman in hammock reading a book

Summer Reading Picks

There is nothing like curling up with a good book and escaping into a new world that is painted with your mind. The bookworms at Apollo Insurance Services recommend these titles for your quarantined reading pleasure.

Roland Taylor, Business Analyst recommends:The Ballard of Songbirds & Snakes by Suzanne Collins

Anne Palmer, New Business recommends: Mrs. Pollifax series by Dorothy Gilman

Dylan Hennessy, Insurance Services Representative recommends: Dune by Frank Herbert

Janet Rael, Insurance Services Representative recommends:Girl, wash your face by Rachel Hollis

Kathy Berg, New Business recommends:The Devil in the White City: Murder, Magic and Madness at the Fair that Changed America By Erik Larson

Jessica Santana, Sales Support Specialist recommends:The Mamba Mentality by Kobe Bryant

Anna Franks,Business Development Consultant recommends:The Golden Hour by Beatriz Williams

Norma Zaky, Insurance Consultant recommends: Indistractable by Nir Eyal

Happy reading!

4th of July cupcakes

Festive 4th of July cupcakes to celebrate America’s birthday

If there’s one thing better than a backyard BBQ come July 4th, it’s a table full of festive, patriotic desserts — especially when they’re decked out in America’s best colors! This year, celebrate America’s birthday in style with the best 4th of July cupcakes adorned with sprinkles, and mini American flags.


1 stick butter or margarine (not spread)
3/4 c. sugar
1 1/2 tsp. baking powder
1/4 tsp. salt
2 large eggs
1/2 c. 1% lowfat milk
1 tsp. vanilla extract
1 c. all-purpose flour
1 tub whipped vanilla frosting
Red, white, and blue coarse (crystal) sugar
Red and blue gel or paste food colors
You also need: 2 disposable plastic decorating bags, each fitted with a #16 star piping tip


Heat oven to 350°F. Line 12 regular size (2 1/2-inch-diameter) muffin cups with paper liners.
Beat butter, sugar, baking powder, and salt in a large bowl with mixer on high speed 1 minute or until well blended. Add eggs; beat 2 minutes or until fluffy. Reduce speed to low; beat in milk, and vanilla (batter may look curdled). Beat in flour just until blended. Spoon into lined cups.
Bake 20 to 25 minutes until a wooden pick inserted in center of cupcakes comes out clean. Cool in pan on a wire rack 5 minutes before removing from pan to rack to cool completely.
To decorate: Spread 1 cup frosting on cupcakes. Place each color sugar on a separate small plate. Lightly press edge of cupcakes in sugar to coat. Divide remaining frosting between 2 small bowls or cups. Color frosting in 1 bowl red, the other blue. Spoon each into a decorating bag. Pipe frostings on cupcakes or decorate as desired.

bucket list

June Newsletter

sun breaking through clouds

The Silver Lining

We have all been through a lot these past few months. Uncertainty, fear, anger, resentment and confusion to name a few. We have been forced to stay inside, isolate, enter lock down, our freedoms to roam about and do what we please taken away. Small businesses were forced to close, people lost jobs. People still got sick and died apart from their families.

Although there has been a lot of suffering and pain, we have learned a lot. We have learned that we are here for each other. People stopped to think about others. Their elderly neighbor needed food and supplies and they went and shopped for them. Instead of idolizing celebrities, we now hold nurses, doctors and teachers in high regard. We never appreciated them this way before. We’ve always needed them, but now we understand their passion, skill, compassion and dedication.

Companies understand that their employees are able to work remotely and still get their jobs done. Employees appreciate the work-life balance as well as saving time and money with no commute. The freeways opened up, smog and pollution dissipated and our air is clearer.

Parents are teaching their children and learning something new every day. Children and teens are interacting with their parents more and less with their handheld devices. People have realized the need to go out into nature, to exercise, to breathe fresh air instead of staying inside binge watching tv shows or scrolling through social media.

Our lives are intertwined. We are all fighting an invisible enemy and realizing that life as we know it has changed. How we proceed has yet to be seen, but how we have changed is evident. We have to realize that despite how we were born, we are all human. We all want to be happy and to do this, we all have to live together for the greater good of all.

Always, always, look for the silver lining. For it is in hope that we endure.

VP Ken Potter hiking

Happy Anniversary Ken!

Ken Potter is the quarterback for Apollo Insurance Services and he has been with the company 8 years! He’s a former football player for the UCLA Bruins and has extensive knowledge in the insurance field making all the right offensive and defensive calls in leading his team. Ken said he’s very happy working together with his dedicated and passionate team to protect what’s essential in the lives of our customers.

collage of our employees

We are here for you

We are all thankful for many things, our jobs, our health, healthcare workers and of course chocolate! We are especially thankful to you, our customer. If you are experiencing any hardships, please reach out to us at 800.426.1088, option 3 and we will do our best to find a solution for you. We value you and strive to protect what’s essential in your life during this time and for many years to come. We want you to stay safe and healthy!

waterfall in a national park

No vacation – no problem – take a virtual tour of National Parks

Ah, nature! Where towering redwoods make humble ants of great men! Where the vast blue meets in a foam crescendo against cliffs rich in mineral history! Where people are free to wear cargo shorts! The national park system in the United States is one of America’s greatest treasures, undoubtedly worth traveling the country to explore. But, thanks to Google Earth, it’s also one we can appreciate from the comfort of our own homes.

In the time we’re living in, these digital perks are more important than ever. Last year Google Earth rolled out virtual tours of some of the most breathtaking parks in the country. The map and satellite imagery masters at Google Earth have put together a series of guided virtual tours of 31 national parks around the country, providing a stunning glimpse of the trails and vistas you can take advantage of if you visit them in real life. It may not be the same as lacing up your hiking boots and inhaling the crisp clean air of the wilderness, but they’re pretty awesome nonetheless.

March Newsletter

Tesla Model 3

Want lower auto insurance rates?

Take a few moments to review your insurance. Auto premiums depend on many variable factors that can impact how much you’ll be paying for your insurance like:

• Type of vehicle
• Vehicle safety rating
• Anti-theft devices
• Age of vehicle
• Estimated annual vehicle mileage
• Where you live
• How far you drive to work
• Leasing or buying
• Consider dropping collision or comprehensive coverage if the value of your vehicle is low

Thinking about buying or leasing an auto?

Discuss your plans ahead of time with your friends at Apollo Insurance Services. Just give us a call at 800.426.1088, option 2 for a complimentary consultation.
We can check the safety ratings of the vehicle, which will impact your premium.

Other ways to reduce your cost would be a better-than-average driving record, a vehicle unpopular among auto thieves, installing an anti-theft device, insuring multiple cars under one policy, enrolling in safe driving classes and even using the same company for your auto and homeowners insurance.

three children smiling

Spread the word

You know the peace of mind that comes with being protected from life’s uncertainties.
Now, share that sense of security with your friends and family and get a little something back in the process.

Refer your loved ones to Apollo Insurance Services and receive a $20 gift card for each new policy they open.

Not only will you receive a $20 bonus, you’ll both have the satisfaction of knowing they’re covered and saving money all at the same time.

To cash in on this rewarding offer, call us at 800.426.1088, option 2 or click here and fill out the referral form.

overstuffed suitcase

Packing Hacks for Less Stress

Spring break is right around the corner and if you’re planning a trip, you may have those pre-trip butterflies about packing for it. Here are some packing hacks that will help expedite and ease the process.

There are a few steps to take before starting to pack. It’s a good idea to compile a packing list of things that are always needed, no matter the destination or season. Things such as toiletries, socks, undergarments and accessories can be included here.

Once that’s done you can consider the clothes and shoes you’ll need for the trip and its climate. It’s worth taking the time to plan outfit by outfit or day by day. This can allow you to eliminate extra items and gives you the opportunity to plan versatile pieces. These can be used multiple times throughout your trip and should include neutral tops, pants and outerwear.

Now you’re ready to put things in your luggage!

Actually packing
There are many ways to pack that saves room and keeps clothes nice. Rolling your clothes provides the opportunity to save clothes from wrinkling, especially if you take your time when rolling. Or, use a packing cube to organize your clothes by day or outfit and save stress while on vacation.

Bring an extra bag for dirty clothes, especially if you’ll be living out of your suitcase.It will allow you to keep those dirty clothes and socks separate from your clean, fresh clothes.

Consider stuffing some items into your shoes, such as perfume or travel appliances. Not only will this keep them slightly safer than if they were to be floating around, it also saves space and helps you maintain the shape of your shoe.

Pack everything in the same spot or in the same way every time. This not only keeps you organized, but also speeds up packing because everything that needs to be packed has a designated spot. There will be no wondering where a certain item is — you’ll already know!

Finally, you can toss in a dryer sheet or two in between some of the layers of clothes you’ve packed. This is just one more step to ensure your clothes stay smelling fresh and clean.

Wishing you safe travels and a fully packed bag!

woman smiling sitting in kitchen at laptop reading a bill with phone in hand

ID Protection for Tax Time–and beyond

While identity fraud can happen any time of year, tax season brings its own set of risks. Thieves who steal Social Security Numbers can file tax returns in consumers’ name and collect the refund. Callers pretending to be from the IRS can gain personal information.A valuable protection against these and other scams is Identity Theft Protection coverage.

ID Lock makes monitoring simple

Review all of your credit information in one place, receive notifications and take actions as needed. Your line of defense will keep you in the know – at home or on the go.

You’ll have access to:

  • Smart Credit Report® & Credit Scores
  • ID Theft & Credit Monitoring
  • Personal Finance Management
  • Money Manager links online bank & credit accounts
  • Ability to take action with the push of a button
  • And more!

Start Your $1.00 Trial Now! Give it a try and if you decide it’s not a fit, no problem. You can cancel within 10 days at no additional charge.

For More Information:
Call ID Lock at 877.206.8806, to discuss how ID Lock can protect you.

December Newsletter

car side mirror with sunset in reflection

Looking back, moving forward

As we are almost ready to embark on a new year, it gives us time to reflect on our past accomplishments.

Although many insurance companies have had rate increases this year, Apollo has tried to communicate the changes and discuss money-saving alternatives by offering complimentary insurance reviews.

We have had to keep strong in the face of adversity – namely wildfire season. We send out useful tips and timely information to help prepare or in the worst case evacuate a wildfire. Please follow us on Facebook to see our timely posts and enter our contests. Our major carriers also offered assistance and set up units in the affected areas to help with claims.

On a positive note, we celebrated 50 years in the insurance industry in August! It’s a rare accomplishment and we couldn’t do it without you. We are grateful that you chose us to help protect what’s essential in your life. We are also thankful for our loyal employees–two of them celebrated 25 year anniversaries with Apollo in 2019.

We understand and cherish the importance of community. Apollo has organized clothing and food drives to benefit the Chino Neighborhood House and Caring for the Hills food bank. We have also donated our time volunteering with the Second Harvest Food Bank. We also participate in volunteer activities, donate toys and gifts and participate in the Annual Walk in support of The Let it Be Foundation, an organization that helps families with critically ill children. Many of our employees volunteer their time to other causes as well such as Surfers Healing, The Tour of Long Beach supporting a cure for Pediatric Cancer and the Alzheimer’s Association of Orange County.

We are looking forward to new opportunities in 2020 to give our time and support to our community and continue to help you protect what’s most essential in your life!

piggy bank with Santa hat and presents

Give Your Budget a Break This Holiday Season

If you’re like many people you breathe a sigh of relief once the holidays are over.

Until you get your credit card statement, that is.

From buying gifts to traveling to entertaining, holiday expenses add up quickly — it’s easy to overspend without even realizing it. But, it doesn’t have to be that way. Here are some ideas to help keep your spending down and your spirits up.

Buy early

This goes for almost everything — from gifts to airfare to hotel rooms. Buying gifts over the course of the year means you can take advantage of sales and avoid the last-minute frenzy. And, travel prices often rise as the holidays near.

Leave early (or late)

Whether you’re taking a plane, train or automobile, consider traveling on off-peak dates. You’ll often save money doing so, and you may save yourself some hassle, too.

Spread the load

Entertaining can be costly, so ask others for help. Instead of making all the food yourself, have a potluck. And, share the burden when it comes to gifts. Draw names for gift-giving, make a donation on behalf of the entire family or set limits for gift buying.

Take a different approach

Do you send holiday cards and a letter each year? Consider emailing your letter, posting it on Facebook or sending postcards instead. Buying gifts online can save both time and money, too, especially if you take advantage of free shipping and gift-wrapping options. You could even do away with physical gifts altogether, because the best gift of all is spending time with family and friends.

The holidays can be stressful enough, so don’t add to that stress by overextending yourself. With a little bit of planning, and maybe a little shift in thinking, you can have a happy — and budget-friendly — season.

Happy holidays from all of us at Apollo Insurance Services!

pile of torn up wrapping paper by Christmas tree

Recycling During the Holidays

Did you know that Americans produce more trash during the holidays than any other time of year? 25% more, to be exact. Between the wrapping paper, disposable plates and silverware, Christmas trees and cards, holiday lights and plastic shopping bags – it’s hard to keep track of everything you dispose of during those busy months. The more we commit to glittery décor and disposable items, the less we realize the impact it’s having on the environment. This year, I decided to make a conscious effort to produce less waste and recycle more. If you’re thinking about doing the same, here are a few easy ways you can be more environmentally friendly this holiday season!

  • Use eco-friendly wrapping paper.Since most wrapping papers contain dyes, laminations or glitter, they are deemed non-recyclable and will head straight to the landfill. Wrap your presents with newspapers, paper bags – or make the wrapping part of the gift! You can use scarves, blankets or even reusable shopping bags.
  • Cut down on the food you buy.We all want to make extra just in case we’re still hungry. But when you over-estimate, that food may just end up in the trash. Before making a meal, try using a serving calculator to estimate how much food you need for guests. If you still have extras, encourage your guests to take food home and freeze the rest for later use.
  • Use LED lights for your home.Traditional incandescent and florescent bulbs use a ton of energy to light up your house each night. LEDs are up to 80% more efficient and last 10x longer than traditional lights. Plus, since they have a better light quality, a little goes a long way! You’ll still get that bright and cheerful look at night without the added environmental cost.
  • Buy a non-traditional gift.Instead of buying more “stuff,” buy a gift that will give your friends and family memories! Consider a gift card to local museums, a theme park or even a relaxing day at a spa. They will appreciate the gesture and maybe even steal the idea for next year. Looking for other options? How about some food! Dessert recipes in a mason jar with all the ingredients inside work fantastically. You could also bake them fun holiday cookies!
  • Recycle your tree after the holidaysCall your local recycling centers to see if they accept Christmas trees. Just drop it off and they’ll take care of the rest. Most of the time, the trees are simply chipped into mulch and used for public outdoor areas or parks. So not only are you safely disposing of the tree, you’re also giving back to the community!
empty room white walls dark wood floor

Unless this is how you decorate, you need Renters Insurance

Do you rent an apartment, house or condo? Did you know that your landlord is only responsible for insuring the building, but it’s up to you to protect your belongings?
So unless you’re an extreme minimalist, chances are you need Renters Insurance. That’s why Apollo is pleased to offer you an easy way to purchase a renters insurance plan with Safeco Insurance.

With a Safeco renters policy you’ll enjoy:

  • Coverage for items like your clothing, sports equipment, TV, computer and furniture
  • Coverage for items in your car that are damaged or stolen
  • Liability protection, included in the event your actions cause injury to others or damage to their property
  • Higher limits available for special items like jewelry, fine arts and more

You can purchase a renters policy today. Visit Or if you prefer, you can speak with one of our licensed insurance consultants by calling 800.426.1088, option 2.

October Newsletter

fall scene on road

The Best Month for a Road Trip? It’s October!

I’m going out on a limb and declaring October the best month for a road trip. Do I have meteorological data, research, or a poll to back me up? No, I’m just basing it on my experiences.

Here’s what October has going for it:

  • The color! Summer may have temperatures and spring may have flowers, but nothing (believe me) beats a good fall color tour. And believe it or not, California does have it’s share of vibrant orange, red, and yellow leaves.
  • The temperature! For me, the perfect weather forecast includes two things: moderately warm days and crisp nights. Cool enough to wear jeans, warm enough to not worry about a coat. For a lot of our country, October usually has both.
  • The prices! Unless you’re leaf peeping odds are you’re heading to your destination during its shoulder season meaning you’ll pay less and probably be surrounded by fewer people.

October is our last hurrah before the big holiday season and winter blows in. So put off the chores, hop in a car, and do some spontaneous or not-so-spontaneous road-tripping. Just make sure your car is ready for the trip.

Where should you go? There are so many choices. Yosemite. Big Bear. Lake Tahoe. Napa Valley to name a few. Or you can drive to your Alma Mater to take in a football game. If you have the time and the inclination, you can venture to the Pacific Northwest. It’s a good time to enjoy everything it has to offer when weather is optimal and the changing colors of nature must be seen to be believed.

So where are you going this month? No matter where you head, make sure you travel to your destination safely.

children in costume trick or treating

Trick or New Treats!

This Halloween, we all enjoy answering the door and handing out treats to the little ghosts and goblins that come a-knocking. Most of the treats they receive will be candy! So why not stand out from the crowd and give the kids something that is not packed with sugar? Here are some fun options to consider that they’ll enjoy:

  • Glow sticks – here’s a not so fun fact: Children are most at risk for being hit by a car on Halloween night. So to help them stay visible, you can toss glow-in-the-dark accessories into their bag. Plus, who doesn’t love a glow necklace?
  • Stickers – what kid doesn’t love decorating their notebooks with fun adhesives? Sheets of stickers make for fun treats that won’t weigh down trick-or-treaters’ bags.
  • Fruit Leather – So good, it tastes like candy but with less sugar!
  •  Snack bags – Pretzels and Goldfish crackers are yummy non-candy Halloween treat options.
  •  Pencils, erasers and pencil toppers – School supplies in fun shapes and patterns give them something to enjoy after Halloween is over.
  • Bubbles – Need I say more?
  • Spooky accessories – Think plastic vampire teeth, plastic spider rings and other goodies that you can grab at the party supply or dollar store.
  • Mini bottles of water – Walking from door-to-door can be a workout, so help them stay hydrated while they traverse the neighborhood.
  • Temporary tattoos – Halloween themed tattoos are safe for the kiddos, easy to press on, and they’ll have a blast showing them off at school the next day!


woman with coffee looking at phone

We’re here for you – 24/7

Managing your insurance policies just got easier. Apollo Insurance Services is here for you whenever you need us! Whether you’re at home or on the go, our customer service portal offers you secure access to your insurance information 24/7 from your laptop, tablet or phone! We also have an Apollo Insurance Services app available in the Google Play or Apple Store.

You’ll be able to:

  • View and reprint automobile ID cards
  • View critical policy information
  • Request policy changes online
  • Access your agent’s direct contact information
  • Receive documented confirmation of all activity conducted online
Click here and then on Create an account. We’ll send you an email with your login credentials. Then you’ll have the access you need whenever you need it. It’s that easy!
Wildfire in a neighborhood

What to do in the event of a wildfire

Whether it’s the rolling hills of the Paso Robles wine country or the sandy beaches and oceanfront of Newport Beach, California is a wonderful place to live. But while the climate is perfect for comfortable living and outdoor fun and adventure, the dry weather presents ideal conditions for wildfires. Your friends at Apollo Insurance Services are here to help you protect your family and your property.

Wildfires strike suddenly and move quickly and unpredictably. If a wildfire is in your area, it’s important for you to listen to emergency channels and closely follow the status of the fire. Gather emergency supplies and valuable items in your car so you can evacuate when ordered.


  • Three-day supply of non-perishable food and three gallons of water per person
  • Map marked with at least two evacuation routes
  • Prescriptions or special medications
  • Change of clothing
  • Extra eyeglasses or contact lenses
  • An extra set of car keys, credit cards and cash
  • First aid kit
  • Flashlight
  • Battery-powered radio and extra batteries
  • Sanitation supplies
  • Copies of important documents (birth certificates, passports, etc.)
  • Pet food and water


  • Easily carried valuables
  • Family photos and other irreplaceable items
  • Personal computer information on hard drives and disks
  • Chargers for cell phones, laptops, etc.


There are steps you can take to help protect your property when you evacuate such as:

  • If you’re able to, move furniture to the center of rooms and remove drapes and curtains to prevent combustion.
  • Close all windows and doors to prevent drafts and reduce heat.
  • Shut off natural gas from its source.
  • Turn on all lights in your property so that firefighters can more easily see it
    through smoke.
  • As you evacuate, lock your door as you leave your home.


  • If advised to do so, evacuate safely and remain calm while evacuating. According to, “always keep a sturdy pair of shoes and a flashlight near your bed and handy in case of a sudden evacuation at night”.
  • If you’re driving, roll up your windows and close the air vents. The smoke from the fire can get into your car, irritate your eyes and cause breathing problems.
  • Turn on your headlights and keep your doors unlocked.

September Newsletter

3 men at the beach

Surfers Healing

Surfers Healing is an organization that was created by Israel & Danielle Paskowitz for their son, Isaiah. Isaiah has autism and when he struggled with meltdowns and sensory overload, riding the waves with his father really helped to calm him down. Not everyone has a championship surfer for a dad, so the Paskowitz family invited others to join them at the beach to help those like their son. Their idea caught on, and now they’re a nationwide, grass-roots non-profit organization that is known as the original surf camp for children with autism.

Our Business Development Manager, Joe Cohen who is an avid surfer, loves to volunteer his time with this organization and has been doing so for the past 6 years at Doheny State Beach. I asked Joe what he enjoys most about volunteering with this organization and he said “Surfers Healing uses the sport of surfing to connect with children and adults who have autism and special needs. Some of these parents have never seen their child smile or speak, but when they get on these boards and ride a wave, they open up in a way their parents’ haven’t seen before. It’s so rewarding to help these families connect with their children in a new way.”

For more information about Surfers Healing, click Opens in new windowhere.

Teacher in classroom

7 Facts About Teachers that Might Surprise You

“What really makes a teacher is love … for it is love that transforms the social duty of the educator into the higher consciousness of a mission.”

Almost everyone has a story about a teacher who inspired them—the one who made learning fun, ignited a passion for a specific topic, or even pushed students hard to soar beyond expectations.

Those are the teachers we remember; their legacies live on in the professional and personal achievements of those who passed through their classrooms. And they can still inspire, long after the last class.

Since the school year has started we thought it would be fun to share a few interesting things we’ve learned about teachers and their dedication—because as any good teacher will tell you, learning is a lifelong journey.

  1. There are more than 3 million teachers in the U.S. Public schools have a total of about 3.2 million full-time equivalent teachers, according to federal statistics. Sounds like a lot, until you consider that there are approximately 51 million K-12 students to teach!
  2. The vast majority of teachers are women. The fact that many teachers are women probably isn’t a surprise, but the percentage might be larger than you think: It’s nearly 77%. And more than 54% of principals are women, too.
  3. They probably work more than you realize—and not only in the classroom. We’re all envious of the summer vacations most teachers get, but according to surveys, teachers work an average of 50 hours a week. And they might not have a summer vacation at all: About 30% of them have second jobs
  4.  When they’re not teaching, many teachers are taking classes of their own. Nearly 60% of teachers have a postgraduate degree—in order to advance their careers, additional education usually is required. And unlike training in the corporate world, this is done on the teachers’ own time (and often on their own dime).
  5.  They spend their own money in the classroom. When teachers don’t have enough supplies, or they want to provide their students with more, almost all of them (94%) dig into their own pockets. The average cost for teacher-funded supplies? About $500 annually. That’s not pocket change, especially when you consider that teacher salaries average about $55,000 nationally.
  6.  Frequently, that support goes way beyond school supplies. More than 65% of teachers in one survey said they had paid for food or covered the cost of field trips for students in need. And 33% have purchased coats, gloves, or other winter clothing for kids in their classes. Clearly, they’re dedicated to more than just education—they want to ensure the well-being of their students.
  7.  The best gift isn’t a red apple. Despite the classic image of an apple on the desk at the front of the room, teachers say there are better ways to show your appreciation. Try a gift card for a coffee shop, or to an office-supply store to help with their classroom expenses. If you’re one of the 88% of people who say a teacher has had a significant positive impact on your life, though, the most meaningful thing of all might simply be a heartfelt note saying, “Thank you for doing what you do.”

Apollo Insurance Services recognizes and applauds all teachers past and present!

3 children

Refer Family & Friends

Your business means the world to us. We work hard to earn your trust with great service and products. We understand the importance of an insurance package tailored for your lifestyle needs.

The highest compliment we can receive is that you’ll tell your friends and family about your good experience with us. As our way of saying thank you, we’ve created a referral rewards program.

Here’s how it works:

  • For every referral that is sold we will send you a $20 Gift Card!
  • We have an annual drawing, the prize is $100 and is given to the charity of the winner’s choice.
    • Each referral you’ve given throughout the year equals one entry for our annual drawing.
    • announce
    • We’ll announce who won on our Opens in new windowFacebook page.
For more info, give us a call at 800.426.1088, or click here.
shell on beach at sunset

End of Summer Bucket List

Unfortunately summer isn’t endless and as the sun starts setting earlier and earlier, we need to enjoy the moments we have left of this beautiful season. Here are some ways to capture what’s left of summer.

  • Eat ice cream for dinner
  • Go cloud gazing
  • Plan a family photo shoot
  • Hike a local trail that you haven’t visited yet
  • Roast hot dogs and ‘smores by a bonfire
  • Take the scenic route home
  • Host an outdoor movie night
  • Camp in the backyard
  • Watch a sunset together

July Newsletter

dog walking with American flag in mouth

Pet Safety Tips for Summer

We all love spending the long, sunny days of summer outdoors with our furry companions, but doing too much in hot weather can spell danger. To prevent your pet from overheating, take these simple precautions provided by ASPCA experts:

  • Visit the vet for a early-summer checkup. Make sure your pets get tested for heart worm if they aren’t on year-round preventative medication.
  • Pets can get dehydrated quickly, so give them plenty of fresh, clean water when it’s hot or humid outdoors. Make sure your pets have a shady place to get out of the sun, be careful not to over-exercise them, and keep them indoors when it’s extremely hot.
  • Know the symptoms of overheating in pets, which include excessive panting or difficulty breathing, increased heart and respiratory rate, drooling, mild weakness, stupor or even collapse.
  • Never leave your animals alone in a parked vehicle. It cant lead to fatal heat stroke.
  • Do not leave pets unsupervised around a pool—not all dogs are good swimmers. Introduce your pets to water gradually and make sure they wear flotation devices when on boats. Rinse your dog off after swimming to remove chlorine or salt from his fur and try to keep your dog from drinking pool water, which contains chlorine and other chemicals.
  • When the temperature is very high, don’t let your dog linger on hot asphalt. Being so close to the ground, your pooch’s body can heat up quickly, and sensitive paw pads can burn. Keep walks during these times to a minimum.

Please leave pets at home when you head out to Fourth of July celebrations, and never use fireworks around pets. Many pets are also fearful of loud noises and can become lost, scared or disoriented, so it’s best to keep your little guys safe from the noise in a quiet, sheltered and escape-proof area of your home.

people at backpack drive in Chino

Backpack Drive for Chino Neighborhood House

Every July Apollo purchases needed school supplies and we assemble fully equipped backpacks to help underserved students prepare for the school year.

Some of the supplies we purchase include colored pencils, glue, pencil boxes, notebooks, rulers, binders, paper, scissors, erasers, markers, pencils and pens and of course backpacks.

We’re planning to donate our fully assembled backpacks to the Chino Neighborhood House. Since 1945 the Chino Neighborhood House has worked to ensure that families in the Chino community have food on their tables as well as enabling students to be more successful in school and allowing seniors to live a healthy lifestyle.

Last year we donated 32 backpacks, this year we’re striving to donate 40 fully assembled backpacks! We also help this organization throughout the year by donating clothing and food to them.

If you’re interested in learning more about the Backpack drive, or to donate any supplies, please send an email to

family packing up car for a trip

How to Pack a Car Safely

Summer is here and so are thoughts of hitting the road for a family vacation. According to the U.S. Department of Transportation, nine out of 10 Americans drive to their travel destination.

If you’re among those planning to hit the road, remember that safe driving starts before you even leave the driveway. Securing luggage, maintaining vehicle balance and keeping clear lines of sight from the driver’s seat are key elements in packing your car safely for the long drive.

Here are a few things to keep in mind as you load up your luggage, coolers and other vacation necessities:

  • Load heavier items such as suitcases first, and toward the center. Lighter items, such as coolers, beach bags and groceries, can be packed on top of and to the sides of the heavier items.
  • Make sure the weight is distributed evenly. Uneven weight can cause instability and increase the chance of the car tipping in the event of an accident.
  • Don’t pack things too high—items packed too high may obstruct the driver’s view through the rear-view mirror. Also, items packed too high could shift forward and injure those in the back seat if you should stop suddenly.
  • If you’re doing any rooftop or auxiliary cargo loading, make sure all cargo is fully secured. The wind created while driving could exceed 75 mph, which is equivalent to a Category 1 hurricane.
    • Be aware of the height of your cargo so you do not inadvertently drive into a low overhang.
    • If you use a detachable cargo platform on the back of your car, do not forget that it’s there when you back up.
    • Check the manufacturer’s instruction sheet to confirm that you don’t exceed the load rating of the roof-top or cargo platform.
  • If you tow a trailer, make sure it’s in good condition (lights, tires, wheels, etc.), and check the trailer periodically during your trip.
  • Pack only what you need since heavy cars can take longer to stop.

Your friends at Apollo Insurances wish you safe summer travels!

living room in beach front house

Bring summer into your home

Looking for a way to add some summer flair to your home décor? A vibrant splash of color is a simple, yet incredibly effective way of bringing the feel of summer into your home. This season, summer home decor is all about bright, saturated colors and you can achieve a summery decor look without having to spend serious amounts of time and money.

It could be a new set of bold, patterned throw cushions to liven up your chairs and sofas, some colorful books, or a new piece of artwork on the wall. However you choose to add a splash of color to your summer home decor trends, make sure it’s bright and cheerful. But if riotous color won’t look right in your home, consider more sober pastels and matte finishes to keep the look laid back yet energizing. And intriguing color combinations that pair a sensible neutral shade peppered with hits of color or animal prints also makes for a sound design direction, without having to take too much of a risk.

Adding a fresh coat of paint will also brighten up a room. For a more dramatic effect try having one main accent wall as your focal point.

Fresh summertime blooms will bring the outside in. Gather flowers from your garden and make a colorful arrangement as a centerpiece on your coffee or dining room table.

Have fun with it and you’ll enjoy summer that much more.

June Newsletter

Ken Potter Vice President

Ken Potter

Ken is the Vice President of Apollo Insurance Services and has been with the agency since 2012.

He’s been instrumental in making many improvements to our organization including streamlining procedures and embracing technological advances that will elevate the customer experience. Ken is very passionate about educating our customers on the importance of having the right insurance to protect their financial future. He’s also great to work for as he understands and embraces work-life balance and always has our best interests at heart.

Ken was a kicker for the UCLA Bruin football team and spends many Saturdays rooting for his alma mater. He also enjoys golfing with his son Andrew or hosting barbecues at home with his wife Veronica and their close-knit group of friends. He’s an avid cyclist, often participating in charity races such as the Tour of Long Beach last month where his team biked 30 miles and raised over $3,300 for pediatric cancer research.

national park with waterfall

Five Fun Northern California Road Trip Destinations

There’s nothing quite like the feeling of freedom of the open road, where the possibilities are seemingly endless. Whether you take off around the corner for a weekend getaway or across the country for an extended vacation, there’s adventure everywhere.

Whatever your pleasure, you may want to consider the incredible beauty of California. It offers many unique attractions and activities with 840 of miles of rugged coastline and countless miles of deserts and mountain ranges to explore.

1. The California Redwoods

If you’re looking for a scenic drive, Highway 101 near the Oregon border can’t be beat, as it winds between groves of redwoods and small towns. Start in Garberville and drive north to the Avenue of Giants. Make your way north from there to Redwoods National Park, where you can search for Hyperion, the world’s tallest tree. It measures a startling 379 feet from top to bottom, but it won’t be easy to find, as its location is a secret. The typical life-span of these trees is between 500 and 700 years – some live to be over 2,000 years old!

2. Napa

Wine production is one of the state’s biggest industries. There are more than 117 varieties of grapes growing in California’s diverse soils. Head north from San Francisco over the Golden Gate Bridge on Highway 101 or take Highway 116 through Sonoma. Continue to Napa Valley on Highway 121. Napa’s 450 wineries attracted 3.3 million visitors in 2014 alone, a hot spot for wine tasting. If you’re planning a trip to the area, arrange for a designated driver and look into a guided tour. Napa also boasts exquisite dining options like The French Laundry, which was named best in the world in 2003 and 2004 by Restaurant Magazine. Make sure to call and book your reservation two months in advance to guarantee a table.

3. Pacific Coast Highway

The Travel Channel named Pacific Coast Highway one of the most scenic roads in America and the number one road trip destination for Americans in 2013. The route provides road trippers with breathtaking views of California’s coastline. Start your trip in San Simeon and visit Hearst Castle. Continue north and have lunch in Monterey on historical Cannery Row. Walk the Monterey Old Town Historic District and visit the Old Fisherman’s Wharf before stopping by the Monterey Bay Aquarium. If you’re visiting between April and December, keep your eyes peeled for humpback whales while you’re standing on the back deck of the aquarium. Finish the day by heading to one of the local beaches to watch the sunset.

4. Lake Tahoe

California Highway 50 will lead you east from San Francisco to Lake Tahoe, which straddles the border of California and Nevada. Whether you’re golfing or boating, lounging on the lake or on an epic ski trip, you’ll love Lake Tahoe any time of the year. Fish the lake or, if you’re into water sports, try wind surfing or wakeboarding. Snowboarders and skiers will be impressed by the diverse terrain of the local slopes.

5. Yosemite National Park

Drive Highway 120 to Yosemite National Park. Attracting an astounding four million annual visitors, Yosemite is a hiker’s playground with more than 800 miles of established trails. The 214 miles of paved road throughout the park offer some of the best scenic driving in the country. Awe inspiring, towering granite faces characterize Yosemite’s unique landscape. El Capitan (7,569 feet) and Half Dome (8,839 feet) are two of the park’s prominent features. Yosemite Falls is one of the world’s tallest waterfalls, rushing down 2,425 feet. Be alert when driving, as rock slides are fairly common.

Most of us do a little research before packing up our cars. Remember that no matter where you end up, a smooth road trip requires planning to ensure your car is prepared for the journey. Call your friends at Apollo Insurance Services at 800.426.1088 or visit us at to make sure you’re properly insured.

girl waving large American flag

Fun Facts about the American Flag

Flag Day is celebrated on June 14th every year and we as Americans are encouraged to proudly display our flags on this day. To help get us in spirit of Flag day, here are some facts that you may or may not know.

  1. The flag has been changed 27 times. The final star for Hawaii was added in 1960.
  2. The flag is normally flown from sunrise to sunset.
  3. The flag should not be flown at night without a light on it.
  4. The designer of the American flag was Francis Hopkinson, a signer of the Declaration of Independence as a delegate from New Jersey.
  5. Betsy Ross sewed the first American flag.
  6. There are six American flags on the moon. Five are standing, but Neil Armstrong’s fell over.
  7. The flag should not be flown in rain or inclement weather.
  8. When your flag is old or torn, it is time to retire it. Old flags should be burned or buried.
  9. The colors of the flag have meaning. Red stands for hardiness and valor. White symbolizes purity and innocence. Blue represents vigilance, perseverance and justice.
  10. The American flag should never touch the floor or ground.
  11. When displayed on a wall or window the blue field should be in the upper left corner.
  12. The American flag always flies at the top of a staff above any other flag.

Long may it wave!

Newly married couple

Wedding Season is here!

June is the most popular month for weddings. While every bride dreams of the perfect day, very few think about what could possibly go wrong. And unfortunately sometimes things do go wrong. And that’s where wedding insurance can step in.

What is Wedding Insurance?

Wedding insurance protects a couple’s investment from circumstances beyond their control and reimburses expenses incurred. For example, what if your limo driver doesn’t show up and you have to book another one the morning of the wedding–for three times the price? Or what if the groom’s custom-made tux is lost in airport baggage and he has to buy a new one the day before the wedding? What if your reception space goes out of business a month before the wedding, and you lose your deposit and have to book another space? These are the types of wedding day financial losses that wedding insurance can help protect.

If you want your perfect day to be perfect, you should consider wedding insurance. It provides peace of mind in the event things don’t go as planned. It’s easy to get a free, no-obligation quote. Just click here.


April Newsletter

April newsletter

Spring Has Sprung!

Not everyone enjoys the rain, especially if you have to commute in it but for most of us it’s a nice and much needed change. Plus the results of the rain have been remarkable since our hillsides are now green and covered in colorful wildflowers. We also enjoyed a parade of painted lady butterflies fluttering about. Spring has definitely sprung and we love it! I asked some of the Apollo team what they like most about Spring and here’s what they had to say:

Shannon Rudder, Insurance Services Representative

The warm sun on my face. The sounds of the birds chirping in the morning. Looking at the open sky. There are more but these are my first and favorite.

Steve Arguello, Insurance Consultant

My favorite thing about Spring is enjoying softball and baseball with my kids.

Christina Rittenhouse, Receptionist

My favorite thing about Springtime is enjoying the pleasant change in weather, the beautiful flowers and watching the graceful butterflies. It is definitely one of my favorite seasons.

Gail Christner, Marketing Analyst

I’m more active and carefree in Springtime. I love that the sun stays out longer for us to enjoy the day and provides the opportunity to explore all the beauty that nature has to offer.

Armando Pacab, Insurance Consultant

I agree with Robin Williams’ take on Spring. “Spring is nature’s way of saying, Let’s party!”

April newsletter

Fun Easter Traditions You Can Start With Your Family

Easter tradition doesn’t just have to be about coloring eggs, egg hunts and Easter baskets! Here are some new ideas that you can incorporate into your family Easter celebrations.

  • Start a family tradition of making rainbow pancakes on Easter morning
  • Show the kids that the Easter bunny has visited by leaving bunny footprints
  • Make s’mores from peeps
  • Create an Easter tree
  • Make a graham cracker house for your peeps
  • Have everyone write why Easter is important to them, put in plastic eggs, then randomly read them and guess who wrote which one
  • Put some peeps on a skewer and arrange in a vase for a colorful bouquet
  • Tie dye your eggs
  • Everyone wears toy beads, whoever says Easter has to give up their beads, the person with the most beads wins a prize!

Your friends at Apollo wish you a very Happy Easter!

April newsletter

Fun Facts About Painted Lady Butterflies

The painted lady is the most widely distributed butterfly in the world

You can find painted ladies everywhere from meadows to vacant lots. Although it is resident only in warmer climates, it often migrates into colder regions in spring and fall, making it the butterfly with the widest distribution of any species.

It is sometimes called the thistle butterfly or the cosmopolitan butterfly

It’s called the thistle butterfly because thistle plants are its favorite nectar plant for food; it’s also called the cosmopolitan butterfly because of its global distribution.

Painted ladies have unusual migration patterns

These orange butterflies are known to travel annually from the deserts of Southern California to the Pacific Northwest. Recently people are taking notice because of the sheer size of the migration: Scientists estimate the teeming painted ladies number in the millions. Substantial rainfall is the reason for the unusually large swarms. The explosion of plant growth in Southern California that has fueled this migration of butterflies is in itself a spectacle. The growth of colorful wildflowers, called a super bloom, besides attracting the butterflies, has also attracted a steady stream of tourists.

Painted ladies fly fast and far

These medium-sized butterflies can cover a lot of ground, up to 100 miles per day during their migration. A painted lady can reach a speed of nearly 30 miles per hour. Painted ladies seem to be in a hurry like the famous white rabbit in Alice in Wonderland, late for a very important date.

Hopefully you’ve had the chance to see them, if not, they’re probably headed your way soon!

April newsletter

Spring Cleaning Mistakes You Should Stop Making

Hello Spring Cleaning Season! It’s the time of year where we want to clean and organize our home and spruce it up by adding some special touches like some fresh flowers from the garden. It’s also the time to put on the rubber gloves and get down to business. But before you do, read this to change three cleaning habits that work against you. It will save you time and money.

Stop using vinegar on wood & stone

From windows to laundry, vinegar is an eco-friendly cleaning powerhouse. But it’s also an acid that can damage stone and wood. When cleaning your granite or marble counter tops, use mild soap and warm water instead. It’d be a shame to ruin your carefully chosen kitchen materials. And only clean floors and furniture with made-for-wood cleaners.

Don’t use lemon in the disposal

While you may have heard running a lemon through your disposal will clean the blades and make your disposal smell fresh, think twice about trying it. It may indeed clean the appliance, but lemon’s citric acid can also corrode the metal, while the peel can damage grinders and clog pipes.

Stop using hot water in the washer

This is one time you shouldn’t listen to grandma. Today’s laundry detergents clean more efficiently than ever in cold water. Even though it may feel strange, your jeans will get just as clean on the cold setting — and you’ll save money on utilities too. But when a family member is sick or you’re washing nasty dirty messes, then listen to grandma. Use hot water mixed with chlorine bleach to kill any bacteria.