July Newsletter

Making More Happen 

At Apollo, our mission has always included giving back, because we recognize building a stronger community is something that benefits us all.

Safeco Insurance recognizes that too--and we're honored to be among the 2016 winners of the company's Make More Happen Award!

We were selected for the award because of our volunteer work with The Let it Be Foundation. The Let it Be Foundation does wonderful work in the community by caring for families with seriously ill children. The award includes a $4,000 donation from Safeco to The Let it Be Foundation on our behalf.

We would now appreciate your support to help increase that donation! If we have more than 50 different individuals leave a comment on our story when it is live on www.safeco.com, The Let it Be Foundation will win an additional $1,000. The full story will be live the week of August 8-14th. Thank you in advance for your support - together we can help make a difference!

Can I borrow your car?

In the song, "Baby, you can drive my car", it's easy - they're off with a beep beep, yeah! But in real life, you should ask more questions before loaning your car to someone else.

Is the borrower licensed to drive?
If they're visiting from out of state, you don't need to worry. If they have a driver's license from another country, you should check your state's requirements--the driver may need to apply for an International Driving Permit before hopping behind the wheel.

Does the borrower have a good driving record?
If they have a history of fender benders and you keep your car in showroom condition, it's best not to hand over the keys. 

Is my insurance up to date?
In case of an accident, the car owner's auto insurance - not the drivers - provides primary coverage. Make sure that you are adequately covered. We recommend that you always have plenty of coverage to protect yourself, your family and your assets.

What do they plan to use the car for?
If it's any kind of commercial activity,like driving for a ride sharing program, you'll need to check your auto insurance policy. If the car is being driven for commercial purposes and you only have a personal policy, you may not have sufficient coverage.

Will the borrower use the car regularly?
Your newly licensed teenager may phrase it as "borrowing" the car, but if they're using it to go to sports practice or the mall every weekend (and live with you), you should add them to your insurance policy as a regular user. 

If you have any questions or need further information on this subject, please give us a call at 800.426.1088, option 3.

Bon Voyage - 4 Safety Tips for Smooth Sailing

Every year more than 20 million passengers set sail on a cruise, according to the Cruise Lines International Association. If you plan to join them this summer, here are four common sense tips to help ensure your voyage is a happy one.

Don't skip the safety drill
Most cruises begin with a muster drill where you'll learn where your lifeboat is, how to put on a life jacket and what the ship's alarms sound like. Pay attention, even if you think you've heard it all before. Also establish a good rapport with your cabin steward--remembering his or her name after your initial introduction is a good start.

Keep it clean
You've no doubt heard about cruise ship outbreaks. Do your part to help prevent one by washing your hands regularly. If the ship also happens to have hand sanitizer dispensers at strategic locations, such as dining room entrances, use some. Or carry your own.

Secure your valuables
Your cabin's small safe is a useful place to stash such items as cash, tickets, passports and small electronic devices. But remember that numerous crew members have access to bypass codes for room safes (in case passengers forget their codes) If you have especially valuable items--jewelry for formal nights, for example--visit the administration desk and ask to store them in the ship's safe.

Enjoy all things in moderation
There are ample opportunities to drink on a cruise ship, and a strong temptation to take advantage of them. After all, you're on vacation, and you're certainly not going to be driving. But alcohol can impair your safety and judgment in key situations, such as walking back to your cabin during rocky seas. Also, be mindful of limiting your sun exposure and make sure to wear sunscreen. 

You've probably realized that awareness and common sense are always the best guides for smooth sailing--on land or sea. And don't forget preparedness. You may want to consider travel insurance to protect the investment you are making in your trip. Cick here for a free quote. 

Finally, if you'd like to review your personal property coverage for the valuable items you'll be taking, don't hesitate to call us at 800.426.1088. Knowing your belongings are covered will help you make the most of the experience.

Southern California Charity Golf Classic

The only way to make a day on the golf course even better is to golf for a good cause. The 2nd Annual Southern California Charity Golf Classic takes place on July 29th at the Los Serranos Country Club in Chino Hills. This beautiful setting is a perfect place to get in touch with your inner Tiger and enjoy yourself knowing your efforts are helping support many local charities. Apollo is proud to be a sponsor again this year in support of  Boys Republic, Chino Rotary Club, Chino Valley Fire Foundation, Love Them All Foundation, Priceless Pets and The Let it Be Foundation.

You too can come out and enjoy the fun by golfing or just join us for a delicious dinner and dessert and participate in the raffles and auctions.For more information on this fun and worthy event, click here.