December 2019 Newsletter

December Newsletter

car side mirror with sunset in reflection

Looking back, moving forward

As we are almost ready to embark on a new year, it gives us time to reflect on our past accomplishments.

Although many insurance companies have had rate increases this year, Apollo has tried to communicate the changes and discuss money-saving alternatives by offering complimentary insurance reviews.

We have had to keep strong in the face of adversity – namely wildfire season. We send out useful tips and timely information to help prepare or in the worst case evacuate a wildfire. Please follow us on Facebook to see our timely posts and enter our contests. Our major carriers also offered assistance and set up units in the affected areas to help with claims.

On a positive note, we celebrated 50 years in the insurance industry in August! It’s a rare accomplishment and we couldn’t do it without you. We are grateful that you chose us to help protect what’s essential in your life. We are also thankful for our loyal employees–two of them celebrated 25 year anniversaries with Apollo in 2019.

We understand and cherish the importance of community. Apollo has organized clothing and food drives to benefit the Chino Neighborhood House and Caring for the Hills food bank. We have also donated our time volunteering with the Second Harvest Food Bank. We also participate in volunteer activities, donate toys and gifts and participate in the Annual Walk in support of The Let it Be Foundation, an organization that helps families with critically ill children. Many of our employees volunteer their time to other causes as well such as Surfers Healing, The Tour of Long Beach supporting a cure for Pediatric Cancer and the Alzheimer’s Association of Orange County.

We are looking forward to new opportunities in 2020 to give our time and support to our community and continue to help you protect what’s most essential in your life!

piggy bank with Santa hat and presents

Give Your Budget a Break This Holiday Season

If you’re like many people you breathe a sigh of relief once the holidays are over.

Until you get your credit card statement, that is.

From buying gifts to traveling to entertaining, holiday expenses add up quickly — it’s easy to overspend without even realizing it. But, it doesn’t have to be that way. Here are some ideas to help keep your spending down and your spirits up.

Buy early

This goes for almost everything — from gifts to airfare to hotel rooms. Buying gifts over the course of the year means you can take advantage of sales and avoid the last-minute frenzy. And, travel prices often rise as the holidays near.

Leave early (or late)

Whether you’re taking a plane, train or automobile, consider traveling on off-peak dates. You’ll often save money doing so, and you may save yourself some hassle, too.

Spread the load

Entertaining can be costly, so ask others for help. Instead of making all the food yourself, have a potluck. And, share the burden when it comes to gifts. Draw names for gift-giving, make a donation on behalf of the entire family or set limits for gift buying.

Take a different approach

Do you send holiday cards and a letter each year? Consider emailing your letter, posting it on Facebook or sending postcards instead. Buying gifts online can save both time and money, too, especially if you take advantage of free shipping and gift-wrapping options. You could even do away with physical gifts altogether, because the best gift of all is spending time with family and friends.

The holidays can be stressful enough, so don’t add to that stress by overextending yourself. With a little bit of planning, and maybe a little shift in thinking, you can have a happy — and budget-friendly — season.

Happy holidays from all of us at Apollo Insurance Services!

pile of torn up wrapping paper by Christmas tree

Recycling During the Holidays

Did you know that Americans produce more trash during the holidays than any other time of year? 25% more, to be exact. Between the wrapping paper, disposable plates and silverware, Christmas trees and cards, holiday lights and plastic shopping bags – it’s hard to keep track of everything you dispose of during those busy months. The more we commit to glittery décor and disposable items, the less we realize the impact it’s having on the environment. This year, I decided to make a conscious effort to produce less waste and recycle more. If you’re thinking about doing the same, here are a few easy ways you can be more environmentally friendly this holiday season!

  • Use eco-friendly wrapping paper.Since most wrapping papers contain dyes, laminations or glitter, they are deemed non-recyclable and will head straight to the landfill. Wrap your presents with newspapers, paper bags – or make the wrapping part of the gift! You can use scarves, blankets or even reusable shopping bags.
  • Cut down on the food you buy.We all want to make extra just in case we’re still hungry. But when you over-estimate, that food may just end up in the trash. Before making a meal, try using a serving calculator to estimate how much food you need for guests. If you still have extras, encourage your guests to take food home and freeze the rest for later use.
  • Use LED lights for your home.Traditional incandescent and florescent bulbs use a ton of energy to light up your house each night. LEDs are up to 80% more efficient and last 10x longer than traditional lights. Plus, since they have a better light quality, a little goes a long way! You’ll still get that bright and cheerful look at night without the added environmental cost.
  • Buy a non-traditional gift.Instead of buying more “stuff,” buy a gift that will give your friends and family memories! Consider a gift card to local museums, a theme park or even a relaxing day at a spa. They will appreciate the gesture and maybe even steal the idea for next year. Looking for other options? How about some food! Dessert recipes in a mason jar with all the ingredients inside work fantastically. You could also bake them fun holiday cookies!
  • Recycle your tree after the holidaysCall your local recycling centers to see if they accept Christmas trees. Just drop it off and they’ll take care of the rest. Most of the time, the trees are simply chipped into mulch and used for public outdoor areas or parks. So not only are you safely disposing of the tree, you’re also giving back to the community!
empty room white walls dark wood floor

Unless this is how you decorate, you need Renters Insurance

Do you rent an apartment, house or condo? Did you know that your landlord is only responsible for insuring the building, but it’s up to you to protect your belongings?
So unless you’re an extreme minimalist, chances are you need Renters Insurance. That’s why Apollo is pleased to offer you an easy way to purchase a renters insurance plan with Safeco Insurance.

With a Safeco renters policy you’ll enjoy:

  • Coverage for items like your clothing, sports equipment, TV, computer and furniture
  • Coverage for items in your car that are damaged or stolen
  • Liability protection, included in the event your actions cause injury to others or damage to their property
  • Higher limits available for special items like jewelry, fine arts and more

You can purchase a renters policy today. Visit https://apolloinsuranceservices.com/products/renters-insurance/. Or if you prefer, you can speak with one of our licensed insurance consultants by calling 800.426.1088, option 2.